Manager, Financial Crime Compliance

OFFRE D'EMPLOI N° 005 / SB-RDC / KIN / 2025

• Intitulé du Poste : Manager, Financial Crime Compliance
• Département : Compliance
• Lieu d'affectation : Kinshasa
• Type de Contrat : CDI assorti d'une période d'essai de 6 mois

I. A PROPOS DE STANDARD BANK

Standard Bank est le plus grand groupe de services financiers d'Afrique en termes de capitalisation boursière et un acteur innovant sur la scène internationale, qui offre une variété de possibilités de développement de carrière - ainsi que la possibilité de travailler aux côtés de certains des professionnels les plus talentueux et les plus motivés du secteur. Présent dans 38 pays du monde dont 20 en Afrique, c'est depuis 1992 qu'il opère en République Démocratique du Congo à la suite de l'acquisition d'ANZ Grindlays Zaire qui existait dans le pays depuis 1973.

Standard Bank RDC offre une gamme variée de produits et services par le truchement de ses diverses branches à travers la RDC via un réseau des intermédiaires (banques correspondantes). Nos clients vont des entreprises de toutes tailles aux grandes multinationales ainsi qu'aux institutions. Nous sommes passionnés par la création de croissance en Afrique.

Ainsi, afin d'apporter une valeur réelle et significative à nos clients et aux communautés que nous servons et créer un réel sentiment d'utilité, nous avons développé une expertise dans la prestation des services liés aux besoins des entreprises minières, multinationales et autres organisations internationales opérant en République Démocratique du Congo.

Nos équipes allient leur connaissance approfondie sur les conditions et déterminants du marché en RDC à l'expertise du Groupe Standard Bank opérant dans les marchés émergeants aux fins de développement des solutions sur mesure répondant aux besoins de la clientèle.

II. JOB DESCRIPTION

JOB INFORMATION

• Job Family : Compliance
• Sub-function : Group Anti Financial Crime
• Reports to : Manager, Financial Crime Compliance
• Career Type : Line / Managerial

JOB PURPOSE

• To support the Head of Compliance and the embedded business risk management function to discharge their responsibilities relating to the compliance risk management process as required by relevant regulatory requirements, applicable codes of conduct and minimum standards.
• Assist Line Management and the embedded business risk management function by providing advisory services to guide Line Management in discharging their responsibility to comply with applicable statutory, regulatory and supervisory requirements in order to :
  • Protect the reputation of the Bank ;
  • Avoid legal action against the Bank ;
  • Promote a good working relationship with supervisors / regulators ; and
  • Enable the Bank to demonstrate to regulatory authorities and other stakeholders that it is "fit and proper" to undertake its business.
• To maintain and develop a thorough understanding of the relevant regulatory requirements applicable to the Bank, thereby facilitating the establishment of a compliance culture.
• To provide advice and guidance to the Compliance officers
• To develop and build relationships with key stakeholders, being the Business, Group Enabling Function ('GEF') and other support areas.

JOB FUNCTIONS

Essential Functions

• People Management
  • Support and maintain strong team dynamics and culture.
  • Manage and support the Compliance team, in an effective and motivational manner, sufficiently developing, mentoring, and coaching them.
  • Ensure that each Compliance officer has appropriate KRA's in place; and stretch goals in assisting in their growth
  • To interact with the Business Area and other Group structures to ensure co-ordination and effective management of compliance processes.
• Regulatory Universe
  • Provides input to the Business units and Country Regulatory Universe.
  • Responsible for the completion and/or maintenance of all Business specific Regulatory Universe.
  • Provide assistance to the various Business Areas for the completion and/or maintenance of their specific Regulatory Universe.
• Compliance Risk Management Plans (RMPs)
  • Ensure in conjunction with the Business Areas that generic RMPs are adopted and customized in conjunction with the Business Area.
  • Ensure, in consultation with the embedded business risk management function the development and completion of Business Area specific RMPs.
  • Ensure there are customised RMP's for all high risk legislation pertinent to Business Areas and in line with the compliance plans for the year.
• Advisory
  • Analyse & identify compliance risks, processes & controls and provide advice to management, relevant committees, within the Business Areas and the embedded business risk management function and employees, in order to effectively manage compliance issues.
  • To attend and participate in relevant committees, meetings, business processes and initiatives to ensure that any compliance requirements are appropriately considered.
  • Provides assistance and advice on compliance issues specific to the Business (new businesses, products, and other initiatives such as projects).
  • Advise on Compliance related Legislation affecting the Bank.
  • To ensure that in country compliance receives appropriate information to facilitate a comprehensive and up to date understanding of the status of compliance and regulatory matters. (including compliance requirements in regard to the group compliance standards).
  • Actively assists in the completion of the annual Governance Standard Compliance Risk Management review for the Bank.
• Reputational Risk
  • Safeguards the reputational risk of the Bank by ensuring the Businesses support the Reputational Risk standard and related reputational risk policies & procedures.
  • Ensures the Bank's reputational risk policies and procedures are in compliance with the Standard if the Group Policy is not adopted.
• Monitoring
  • Ensure that the Bank's compliance monitoring plans are developed and track progress.
  • Create a Bank wide compliance monitoring plan in consultation with Businesses and based on the Regulatory Risk Framework and track progress thereto.
  • Monitors (on an on-going basis) in conjunction with the Combined Assurance structure, the adherence to the Compliance Governance-, legal and regulatory standards in order to identify further areas of improvement and detect significant compliance breaches and exposures.
  • Assists and advises the Bank on the resolution of compliance audit / monitoring issues.
  • Monitor compliance with regulatory requirements and mandates in terms of the Group compliance Standards.
• Compliance Manuals, Standards, Policies / Procedures & Training
  • Responsible for ensuring the maintenance and alignment of the Bank's Compliance Manuals.
  • Assists, as and when required, in the development drafting and updating of policies and related training programmes (in as far as such assistance is aligned to Learning & Development and Centre of Excellence initiatives).
  • Provide assistance to resolve any conflicts that might arise between local compliance requirements and group minimum requirements.
  • Ensure all training which has been tailored for the Bank is signed off and, if appropriate, assist in the delivery of the training and awareness.
  • Assist, and where necessary, facilitate the governance of dispensation/s when the Bank's policies and procedures deviate from the minimum standards.
• Regulatory Requirements
  • Remain aware of regulatory & legislative developments, and practices of regulatory authorities, which are relevant to the Bank.
  • Assists the embedded business risk management function and the Bank in implementing existing, new and/or amended regulatory requirements.
  • Ensure and track that the respective Compliance Officers assess and advise the Businesses timeously and effectively on the impact of regulatory developments.
  • Ensure and track that the appropriate regulatory framework is in place for the Bank to adequately manage compliance risks.
• Compliance Culture
  • Actively promote, on an on-going basis, the Compliance Function, to ensure that a culture of compliance is established in the Bank.
  • Seek to establish a compliance culture that contributes to the overall objective of prudent risk management by the Bank.
  • Cultivates relationships within the Bank which results in the Bank's committees or other relevant forums proactively seeking Compliance involvement in their dealings.
• Feedback, Reporting & Escalation
  • Utilizes established mechanisms for reporting and resolving non-compliance with regulatory requirements.
  • Immediately reports material compliance related matters to the Head of Africa Compliance.
  • Informs Compliance Centres of Excellence, Group Compliance about regulatory inspections and acts as a conduit for any significant information requests, comments and findings.
  • Completes formal monthly and quarterly compliance reports as may be required by various Group governance structures and regulatory requirements.
  • Ensures cooperation by the Business for corrective action regarding audit, regulatory findings and breaches.
  • Monitors the timely and effective implementation of the plans, escalating progress and results to Management, Africa Compliance, Centres of Excellence and Group Compliance.
• Business Planning / Decision Making
  • Prepares in conjunction with Business the Annual Compliance Business unit Sign off on the plan for the year in terms of Regulatory Universe, RMPs, training and monitoring.
• Management of Business Areas
  • Assists and manage the Businesses which falls under the broader Business framework, being flexible to adjust and adapt to changes in Business Model and / or areas as and when required.
• Value Management
  • Strives to influence a continual reduction in costs within the areas under control.
  • Ensures that service delivered remains cost-effective and efficient.
• Other
  • Effective partnering CIB in facilitation of Business
  • Creates and maintains an appropriate electronic record and filing system.

Key Performance Measure

• Relationship & People Management
  • Provided assistance and sound advice on compliance issues to the Business Areas.
  • Reviewed significant business initiatives (new businesses, products, marketing campaigns and projects) and ensured that material compliance issue were identified and addressed early on.
  • Existence of a signed off on Regulatory Universes (completed annually).
  • Maintenance of Compliance Manuals (reviewed annually).
  • Maintenance of Compliance Monitoring Plans (approved annually).
  • Ensured the reputational risk of the Group was considered at all times.
  • Assisted with the resolution of compliance audit issues.
  • Conducted monitoring in line with the Compliance Monitoring Plan.
  • In need, assisted in the development, drafting and updating of procedures/ processes / policies.
  • Understood compliance related legislative requirements and explained the impact of these to the Bank.
  • Provided regular feedback of a general nature to his / her line manager.
  • Timeously submitted all formal compliance reports.
  • Immediately reported material breaches to Management and the Head of Africa Compliance.
• Relationship & People Management
  • Acted as a strategic business partner by understanding the Bank's needs and translating them into risk management solutions.
  • Cultivated a relationship with the various Business units which resulted in business proactively seeking Compliance involvement in their business dealings.
  • Ensured consistent, regular contact with Business Partners and the Business Risk Management team.
  • Delivered a reliable, timely and quality orientated service.
  • Handled difficult situations tactfully and diplomatically.
  • Supported and maintained strong team dynamics and culture.
  • Managed any subordinates, where relevant, in an effective and motivational manner, sufficiently developing, mentoring, and coaching them.
  • Actively promoted, on an ongoing basis, the Compliance area along with a culture of compliance, to business.
  • Attended all required forums, meetings and conferences
• Training, & awareness
  • Assisted as and when required in the development, drafting and updating of training programs / manuals and the delivery of training, tailoring to the Bank's needs.
  • Assisted with the research of legislation relevant to the financial sector, the drafting of summaries and the provision of training in relation thereto to those impacted.
  • In need, assisted in monitoring the progress of the proposed legislation which may fall within the ambit of the Compliance role and where appropriate, provide input in relation to the drafting thereof.
  • Maintained his / her own continuous professional development as Compliance Officer.
  • Partook in road shows and/or country visits in line with the Compliance Plan or as may be required by the Head of Africa.
  • Compliance from time to time.
• Compliance Risk Management
  • Provide strategic guidance to the members of the Compliance team as to how best to develop and take the team forward, in line with the overall Country, Africa and Group Compliance strategies.
  • Provide assistance and sound advice on compliance issues to the Bank and the embedded business risk management function.
  • Reviews significant business initiatives (new businesses / structures, products, and projects) and ensures that material compliance issues are identified and addressed early on.
  • Attends Business / transaction related Committees from time to time, where applicable.
  • Existence of signed off Regulatory Universes (completed annually).
  • Maintenance of Compliance Manuals (where applicable reviewed annually).
  • Maintenance of Compliance Monitoring Plans (approved annually).
  • Maintenance of Compliance Training Plans (approved annually).
  • Develop and assist in the tailoring of generic RMPs with the Bank.
  • Ensure the reputational risk of the Bank was considered at all times.
  • Assist with the resolution of compliance audit / monitoring issues.
  • Conduct monitoring in line with the Compliance Monitoring Plan and as and when required.
  • In need, assist in the development, drafting and updating of procedures/ processes / policies.
  • Understand compliance related legislative requirements and be able to explain the impact and assist in the translation of a practical solution together with the Bank.
  • Timeously submit all formal compliance reports.
  • Immediately report material breaches to Management and the Head of Africa Compliance.
• Projects (10%)
  • Assist as and when required in Compliance and / or business related projects which affect Compliance.
  • Provide regular updates on the progress and developments of such projects.
  • Maintain project spread sheet with up to date information and status.

III. REQUIREMENTS

QUALIFICATIONS

Education

• Type of Qualification : Diploma First Degree
• Field of Study : Risk Management or any relevant tertiary qualification

Work Experience

• Experience : 3-4 years
• Experience Details : Minimum 4 years' experience in financial services, of which 3 years in Compliance. Understanding of legal issues and the ability to interpret legislation.

Knowledge and Personal Skills

• Knowledge :
  • Comprehensive understanding of the regulatory and business environment of the private and retail banking industry.
  • Solid understanding of the Bank's needs and ability to translate them into risk management solutions.
  • On-going awareness of regulatory requirements which relate to the Group's business as well as compliance best practices and trends.
• Personal Skills :
  • Self-motivated, professional and able to maintain confidence when under pressure.
  • Proactive
  • Flexible and Adaptable.
  • Willing to continuously learn, seeking opportunities and challenges.
  • Good communication skills.
  • Strong project management ability.
  • Reliable and trustworthy.
  • Strong interpersonal skills.
  • Good analytical skills.
  • Continually seeks to improve the way things are done, proposing innovative solutions.
  • Ability to give technically sound advice.

BEHAVIOURAL COMPETENCIES - ESSENTIAL

Articulating Information

Is articulate in giving presentations; is eloquent and explains things well; projects social confidence when articulating information

Checking Details

Is meticulous in finding errors; ensures accuracy by being thorough and checking details: produces high quality work by being detailed.

Developing Expertise

Is open to taking up learning opportunities; is quick in acquiring knowledge and skills, develops expertise by updating specialist knowledge.

Exploring Possibilities

Is conceptual when developing ideas; applies theories to problem solving; prefers to learn by thinking and identifying underlying principles.

Following Procedures

Conforms and adheres to rules; closely follows instructions and procedures; minimises risks by sticking to processes

Interacting with People

Is lively and projects enthusiasm; is talkative in making contact; is focused on interacting and networking with people

Interpreting Data

Interprets data rationally by quantifying issues; applies technology as a means to evaluating data; evaluates information objectively.

Managing Tasks

Manages tasks by being organised and methodical; plans activities systematically; sets priorities for tasks

Taking Action

Takes action to make things happen; uses initiative to start things up; shows drive and invests personal energy

Team Working

Works participatively with others; is democratic and encourages team contributions; collaboratively involves others in decision-making

Upholding Standards

Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity

Valuing Individuals

Shows consideration towards others; tolerates the differences in people; values and trusts people

IV. COMMENT POSTULER ?

Les personnes intéressées sont priées d'adresser leurs candidatures par e-mail à l'adresse électronique :

• info@standardbank.cd en reprenant l'intitulé du poste en objet de leur e-mail.

Les dossiers comprendront uniquement une lettre de motivation ainsi qu'un Curriculum Vitae détaillé à jour en anglais renseignant les numéros de téléphone et adresses e-mails d'au moins trois personnes de référence.

Seuls les candidats de nationalité congolaise remplissant les critères susmentionnés seront considérés pour la suite du processus. II sied de préciser que les candidatures féminines sont vivement encouragées et que la maîtrise de l'anglais oral et écrit sera un élément déterminant dans la sélection des profils.

La date de clôture pour la réception des candidatures est fixée au jeudi 31 juillet 2025 à 17h00'.